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Parents may borrow the Federal Direct Parent PLUS loan from the federal government to help pay the educational costs for their dependent undergraduate children.
The Federal Direct Student Loan may be borrowed by undergraduate students with financial need as determined by the Free Application for Federal Student Aid (FAFSA). The U.S. Department of Education pays the interest while you are enrolled at least half-time.
The Federal Direct Unsubsidized Student Loan may be borrowed by undergraduate, graduate and professional degree students enrolled at least half-time. This loan is not based on financial need, and interest is charged while you are enrolled. You may choose to defer the interest, but if this option is selected, the interest will be capitalized (added to the principal amount). You are responsible for paying the interest that accrues while attending school and during the post-enrollment grace period.
PLUS loans are federal loans that graduate or professional degree students may use to help pay for educational expenses. The U.S. Department of Education makes Direct PLUS Loans available to eligible borrowers.
Federal Pell Grant
The Federal Pell Grant Program provides need-based grants to low-income undergraduate students. This is a grant and does not need to be repaid. Eligibility is determined through the Free Application for Federal Student Aid (FAFSA).
Federal Perkins Student Loan
The Federal Perkins Loan provides low-interest loans to help students finance college costs. Perkins loans are awarded by the Office of Financial Aid and Scholarship Programs, based on financial need and the availability of funds.
Federal Supplemental Educational Opportunity Grant (FSEOG)
An FSEOG is awarded to undergraduate students with exceptional financial need. This is a grant and does not have to be repaid. Priority is given to Federal Pell grant recipients. The award, determined by the Office of Financial Aid and Scholarship Programs, is based on financial need and the availability of funds.
The Federal Teacher Education Assistance for College and Higher Education (TEACH) provides grants to students who intend to teach in an elementary or secondary school that serves students from low-income families. Grant recipients agree to teach for at least four years, within eight years of finishing their teacher preparation program, and to teach high-need subjects in designated schools.
Federal Work-Study (FWS)
Federal Work-Study is a part-time employment program. Work-study eligibility is awarded by the Office of Financial Aid and Scholarship Programs and is based on financial need and the availability of funds. Jobs are available both on and off campus, at wages that vary by position. A weekly paycheck is paid for the hours worked; these funds will not appear as a credit on the student’s bill.
New York State Tuition Assistance Program (TAP)
TAP is a grant available to New York State residents enrolled for at least 12 credit hours each semester.
Robert Noyce Scholars Program
The Robert Noyce Scholars Program responds to the critical need for mathematics and science teachers by encouraging talented science, technology, engineering and math students to pursue teaching careers in high-need K-12 schools.
Syracuse University Grants
Syracuse University offers grants (aid that does not have to be repaid) to students who demonstrate financial need. Eligibility is determined from information provided on the CSS/Financial Aid PROFILE and the availability of funds.
Yellow Ribbon Program
Syracuse University will contribute a portion of tuition for veterans enrolled in the Yellow Ribbon program, and the Veterans Affairs will match that amount.