Five core principles make up personal finance. Knowledge of these concepts, coupled with discipline over time, will help you make wise money decisions today and plan for a strong financial future.
- Don't buy things you can't afford
Done wisely, borrowing money can help you establish and build credit. However, interest, fees, and over-borrowing can be detrimental to your financial future.
- Give every dollar a job
When it comes to spending, having a plan and shopping for the best value can make a big difference to your bottom line. Build your budget .
- Understand your future salary
Income is your greatest wealth-building tool. Making smart decisions with your money starts with being knowledgeable about your pay and benefits.
- The best defense is a good offense
You can protect your wealth and reduce financial stress by building an emergency fund, protecting against identity theft, and having proper insurance coverage.
- Pay yourself first
Kick-start your financial future by saving early and often. It’s never too soon to put away money for a home or retirement.
Request a presentation or workshop to discuss financial topics like money guides, student loan navigation, and building a strong financial foundation.